What is Backdur?

Backdur is an app that helps you manage your money and grow it. It's made for Nigerians first, and it works in naira.

A budget app only records what you've already spent. Backdur looks ahead. You tell it what you earn and what you pay for, and it shows how much you'll have on every day of the month, before the day comes.

What Backdur does for you

• Shows your balance today and your balance on any day ahead.
• Tells you what's safe to spend before your next income lands.
• Reminds you the day before a bill is due.
• Helps you save for big things like yearly rent and school fees.
• Tracks your savings, investments and loans, so you can see your net worth.
• Teaches you money basics in short lessons, using your own numbers.

How Backdur thinks about money

• It starts from your real month. Advice is about your money, not averages.
• Money rules you can act on. Rules like 50/30/20, an emergency fund and the rule of 72 are built in as checks on your numbers.
• It asks, it doesn't scold. When something goes over, Backdur asks what happened and lets you choose.
• Made for Nigeria. Naira first, dollar savings, giving to church and family, and income that isn't the same every month are all treated as normal.
• Less typing. Upload a bank statement or tell Tomi, Backdur's AI, what to add. Typing it yourself always works too.