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Topics

  • Getting started
  • Home and calendar
  • Adding entries
  • Income
  • What counts as income or spending
  • Payments and planned purchases
  • Spending and budgets
    • See where your money goes
    • See all the money that went out
    • Set a budget
    • Share your income with an income split
    • When part of your split goes over
    • Set a balance floor
  • Savings and investments
  • Loans
  • Bank statements
  • Tomi, your AI assistant
  • Learn Finance
  • Net worth and taxes
  • Account and settings
  • Plans, privacy and security
  • Fix a problem
  1. Help Centre
  2. Spending and budgets

Spending and budgets

See where your money goes, set limits, and share your income on purpose.

  • See where your money goesSpending shows your money by category for a month or the year, compared with the month before.
  • See all the money that went outAll money out lists every amount that left, marked Spent or Not spent. Swipe to sort it.
  • Set a budgetA budget is a spending limit for something each month, like Food ₦80,000.
  • Share your income with an income splitSplit your income into parts like Needs, Wants and Savings. Each part gets a share every month.
  • When part of your split goes overBackdur asks: Change my split, or Just this month. Your answer is remembered.
  • Set a balance floorThe least you want to keep in your account. Backdur warns you as you get close.

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© 2026 Backdur · Articles updated 10 November 2026 · support@backdur.com