How Backdur works out your balance

Each day's balance is the day before plus that day's money in and out. Your forecast is that, carried into the future.

Backdur keeps your balance for every day, in the past and ahead.

  • Each day's balance is the day before, plus that day's money in, minus that day's money out.
  • Days with nothing on them carry the balance forward.
  • Skipped payments don't count.
  • Late payments you've paused count for nothing until they land.

Your forecast is the same thing carried into the future, using your income, payments, savings and plans. It shows what you'll have on any day if nothing changes.

Your balance today starts from the last time you told Backdur your real balance, then adds everything since.

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