Share your income with an income split
Split your income into parts like Needs, Wants and Savings. Each part gets a share every month.
Your income split is how you share your income each month. It's at the top of Budget, and in Settings → Income split.
- Use 1 to 8 parts, with percentages adding up to 100.
- Give parts your own names, like "Church" or "Family".
Ready-made splits
- 50/30/20: Needs, Wants, Savings.
- 50/20/10/10/10: Needs, Savings, Investing, Giving, Fun.
- 70/20/10: Living, Savings, Giving.
- Pay yourself first: Savings 20, Everything else 80.
What counts towards each part
Each part has a type:
| Type | What counts |
|---|---|
| General expenses | Every expense no other part takes |
| Savings | Savings plans and planned purchases |
| Investments | Investment plans |
| Giving | Tithes, offerings, donations, gifts to people |
| Debt repayment | Loans and money paid back |
| Other | Only the categories you put in it |
How shares are worked out
Shares come from this month's income: what's come in plus what's still expected. Each part shows what's gone so far against its share, like "₦12,000 left", "On track to go ₦8,000 over", or "₦15,000 over". Tap a part to see every entry in it.
Can't find what you need?
Write to us and a person will reply. In the app, you can also go to Settings → Help → Support.